By accessing (the “Website”), you agree to conclude a legally binding agreement with the operator of the Website – David Lee, CEA Registration number R052991I. You agree to by bound by the Terms of Use, including the Privacy Policy If you do not agree to these Terms of Use, you should refrain from using or accessing this Website. reserves the total right to edit or delete any content in the Website, including this Agreement, without prior notice to you.


You agree not to reproduce, copy, distribute, modify, publish, transmit, display, use, reuse, re-publicize, assign, sublicense, sell, or exploit for any commercial use without the operator’s written consent.

ACCURACY OF INFORMATION attempts to be as accurate as possible when providing information on the Website; however, to the extent permitted by applicable law, it does not warrant that the contents available on the Website are accurate, complete, reliable or current.


All personal data about you is subject to Privacy Policy The Privacy Policy is deemed incorporated into the Terms of Use by reference to this Clause.


You may post comments or other messages (collectively referred to as “Submissions”) so long as the content of your Submission is not unlawful, threatening, abusive, spiteful, defamatory, invasive of privacy, obscene, profane, sexually explicit, fraudulent or otherwise objectionable or injurious to third parties. You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of your Submission. reserves the right to remove any Submission. By posting or sending any Submission, you grant and its operator a non-exclusive, perpetual, irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Submission in any media.


Your use of the Website is at your own risk. The information on the Website is provided on “as is, as available” basis. To the fullest extent permitted by applicable law, disclaims all warranties of any kind, whether express or implied. reserves the right at any time and from time to time to change the contents of its Website without notice. makes no warranty that the Website will meet your requirements, nor will it be uninterrupted, timely, secure and error-free, nor any information obtained from the use of the Website will be accurate or reliable, nor the quality of any information purchased or obtained by you through the Website will meet your expectations. does not actively review or edit the messages or comments of users, even if such messages and comments are made by the users using the Website. While the information on the Website has been obtained from sources believed to be reliable, none of it has been customised for any specific person. Therefore, you are advised to use the Website at your own risk.

By making available information on the Website, including messages, comments of individuals and organisations of deemed interest, does not purport to give or represent or holding itself out as giving financial, investment, tax, legal and other professional advice, You are strongly advised to always seek the relevant professional advice before otherwise making any such decisions.


You agree to indemnify and hold and its operator harmless from any claim or demand made by any third party due to or arising out of any content that you submit, post, transmit or make available on the Website, your use of the Website, your connection to the Website, your violation of the Terms of Use, or your violation of any rights of another party.

LINKS has not reviewed all of the other websites linked to its Website and is not responsible for the contents of any such linked websites. The inclusion of any links on is for reference only and does not imply endorsement by Therefore the use of any such linked websites is at the user’s own risk.

LIMITATION OF LIABILITY shall not be liable to you for direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of profits, data or other intangible losses resulting from the use or the inability to use the Website; or statements or conduct of any third party on the Website; and any other matter relating to the Website.


All contents, information, photographs, artwork and other graphic materials, and names, logos and trademarks on the are protected by copyright laws. These works, graphics, sounds or images may not be copied, reproduced, retransmitted, distributed, disseminated, sold, published, broadcasted or circulated whether in whole or in part, unless expressly permitted by and its operator, as the case may be.


The Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Singapore, and any claims or disputes of whatever nature shall be subject to the exclusive jurisdiction of the courts of the Republic of Singapore.’s failure to exercise or enforce any right or provision of the Terms of Use shall not constitute a waiver of such right or provision.

If you have any questions regarding these Terms of Use, please send an email to